CHAPTER ONE

INTRODUCTION

1.1  BACKGROUND

In every Environment various activities carried out by man has caused a lot of hazard, to man, this environmental activities constitute health hazard to environment, such environment is in an organization setting like insurance industry. The hazard has resulted to a lot of sickness, disease, death etc to the inhabitant.

        Public nuisance for the inhabitant is been resulted form noise of machines. The management of risk in the environment has adopted by various government and private organs on managing the risk of the said environment.

        In this aspect there are some activities in the environment which brought about pollution on different forms which causes damages to the health.

        We can understand that security protection is the right of citizens. Good health is better than wealth. A health nation is a wealthy nation, In the production industry and others, most of the activities result to health hazards which constitute some wounds to workers through accident and inadequate protect resulting form improper risk management.

        It is also necessary to evaluate the expected role of adequate risk management through the help of insurance industries and its services like accident insurance, Health insurance, fire insurance, fidelity insurance etc. in order to reduce the loss and compensate those affected.